Atlantic County Sheriff's Office
Offers legal services in a broad range of matters, including housing, government assistance and benefits, family matters, consumer cases, and others. Certain non-profit community groups which are organized by or for low-income people may also qualify for assistance. CALS does not help in criminal or municipal court cases.
Phone: (609) 641-5702 x6951
Offers referral assistance to those who are homeless, involuntarily displaced or in imminent danger of losing their home. Call 609-530-6868.
Atlantic County Office of Veterans Services
On the Web: www.aclink.org/Veterans/
Phone: (609) 487-6932
The New Jersey Housing and Mortgage Finance Agency provides a variety of programs and services to assist in many phases of home buying and refinancing. It also has programs for renters, seniors, and special needs. HMFA is dedicated to increasing the availability of and accessibility to safe, decent and affordable housing to families in New Jersey.
On the Web: www.nj-hmfa.com
Provides temporary financial assistance, up to $20,000, to income-eligible homeowners who wish to remain in their homes, but are in imminent danger of foreclosure due to short-term financial problems beyond their control. To see if you qualify, contact a counseling agency in the county in which you live. A list of agencies can be found on pages 3 and 4 of the Foreclosure Fast Facts sheet.
Helps homeowners avoid foreclosure by either refinancing into another mortgage or modifying their existing mortgage to make the future loan payments affordable to the homeowner. Through this program the state will provide up to $25,000 in assistance to reduce the amount of the mortgage. To see if you qualify, contact a counseling agency in the county in which you live. A list of agencies can be found on pages 3 and 4 of the Foreclosure Fast Facts sheet.
Provides support to non-profits and public entities that purchase the properties of distressed homeowners and then lease the properties back to the homeowners for up to three years while providing the homeowner with counseling, job training, credit repair and budget guidance, with the goal of enabling the homeowner to buy back the home when he/she has achieved a firmer financial footing. To find out more about this program contact a HARP certified counseling agency listed here.
Foreclosure mediation is an opportunity for qualified homeowners who are facing foreclosure to receive help from R.E.AL Help counselors, attorneys, and a neutral mediator to resolve a loan delinquency. The program is free.
Atlantic County Foreclosure Mediation Office
(609) 345-6700 x 3579/ Teresa Ungaro
Toll free: 1.888.989.5277
On the Web: www.nj.gov/foreclosuremediation
Informational Video: CLICK HERE
Connect with a caring professional who knows community resources. Free and Confidential service. Dial 211 from anywhere in NJ or click on the image below to go to their website.
Housing counseling agencies offer guidance on home buying, renting, reverse mortgages and default and foreclosure prevention.
On the Web: www.hud.gov/
Location: NJ- Newark - 1085 Raymond Blvd 13th Floor, 07102
Phone: (973) 622-7900
A national HUD-approved housing counseling agency and nonprofit credit and debt counseling firm, is pleased to announce the launch of its Preserving Homeownership and Savings Education Strategy (PHASES) program. Grant funds are available to qualified applicants.
On the Web: www.995hope.org
Phone: 1.888.995.HOPE (4673)
NJ Statewide Heating Assistance and Referral for Energy Services is a nonprofit organization that provides assistance for those in need of temporary help with their energy bills.
On the Web: www.njshares.org/
Location: 1901 North Olden Ave Extension, Ste 1A, Ewing, NJ 08618
Phone: 1.866.657.4273
MMI offers help with budgeting, money management and credit issues. Their counselors take the time to thoroughly understand your situation and provide you with specific advice. They will work with you to develop a personal financial assessment by analyzing your income, expenses, assets and liabilities.
On the Web: www.moneymanagement.org
Phone: (888) 845-5669 x5988
The Affordable Housing Alliance is the administrator for the Temporary Relief for Utility Expenses (TRUE) program. The TRUE program, funded by the Board of Public Utilities (BPU), is a one-time assistance program and is designed to help low to moderate income households across the state of New Jersey who are experiencing economic hardship and struggling to pay their electric and natural gas bills.
On the Web: www.affordablehousingalliance.org
Phone: (609) 404-4801 (Atlantic Human Resources)
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4997 Unami Boulevard Mays Landing, NJ 08330 |
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